HomeReady® 3% Down

Lenders can confidently serve today’s market of creditworthy, low- to moderate-income borrowers, with expanded eligibility for financing homes in low-income communities.

  • Not just for First Time Home buyers
  • May own other residential property
  • Up to 97% LTV 1 unit purchase 
  • Up to 95% rate and term refinance (97% FNMA to FNMA Dec 2016)


Interested in the Home Ready Program?