VICTOR BALS

Highlands Residential Mortgage

LOCAL LENDING SINCE 2000

Creating Modern Mortgage Solutions with world-class communication and professional service every step of the way. Get your perfect home loan today!

 

I take pride in my what I do every day for my clients. Crafting the perfect home loan product to their wants and needs takes strategy and execution to ensure the best financial outcome. How do I do it? Come see for yourself during your very own ‘onion peeler session’ where we will take a dive into creating a plan of action.

CORE VALUES

World Class Communication

Providing loan status updates during and after the transaction ensures every party is up well informed and what to expect.

Home Financing Education

We ensure every client is educated of the home loan process and what is needed for a successful transaction.

Credit Score Repair Plan

Real-time data of credit and options available to help increase those scores for a satisfactory mortgage.

Modern Mortgage Solutions

Creating the financial path to best serve your wants and needs in a home and a mortgage. It’s not if you can buy it’s when.

GET THE APP!

Calculate rates for FHA, Conventional, USDA, and VA loans—including down payments, MI rates, and APR quotes.
Get an idea of the monthly payments and affordability to take your next step on your financial path!

Securely take loan applications, have credit reports and receive pre-qualification letters from anywhere. So, when you find the home, you’ll make an offer with confidence.

Information is power, but for borrowers, it’s also peace of mind.

  • Customize borrower alerts, so you know when the loan hits certain milestones
  • Deadlines for returning forms or information to help keep organized.
  • Improve the borrower experience with continuous communication.
  • Setup customized alerts for a seamless loan process

You will also receive these loan status updates and much more part of our world-class communication series ensuring no one is left out of the loop!

Send the home loan documents from your location. Clients can send 1003’s, Bank Statements, Taxes, W2’s and more. At any time, from anywhere.

  • With a tap-to-scan-and-send option, encrypted documents get into the right hands.
  • Built-in enhancement tools for brightness, contrast, cropping, and edge detection make for superior document quality.
  • Realtors can easily scan addendums or changes at any time. Which means fewer closing delays—and a lot less of the traditional paper shuffle.

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